2338 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2338 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2025)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-104-010`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-104-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	1,282 sqft
2nd Floor Area	742 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2338 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO FRNT 0050.00 DPTH 0135.00
Legal Subdivision	S L CO FRNT
Legal Block	104
Legal Lot Number	2337
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2008
Census Tract	23600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2338 E 31ST ST, LORAIN, OH 44055-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Sep 26, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Deed Document Number	2025-0079913
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 23, 2025
Property Address	2338 E 31ST ST, LORAIN, OH 44055-2016
Document Number	0000079913
Map Reference	VOL 6 PG 3
Instrument Date	Dec 17, 2025
Instrument	2025-0079913
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2338 E 31ST ST, LORAIN, OH 44055-2016

Mortgage

Document Number	0000079914
Date	Dec 23, 2025
Instrument	2025-0079914

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 26, 2025
Property Address	2338 E 31ST ST, LORAIN, OH 44055-2016
Document Number	0000069219
Map Reference	VOL 110 PG 51
Instrument Date	Aug 15, 2025
Instrument	2025-0069219
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 E 31ST ST, LORAIN, OH 44055-2016

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (-30.56%)	$53,610 (-0.01%) Land $4,150 Building $49,460	$153,190 (-) Land $11,870 Building $141,320
2024	$1,806.00 (+60.68%)	$53,617 (+72.94%) Land $4,155 Building $49,462	$153,190 (+72.94%) Land $11,870 Building $141,320
2023	$1,124.00 (-28.95%)	$31,004 (-0.02%) Land $4,309 Building $26,695	$88,580 (-) Land $12,310 Building $76,270
2022	$1,582.00	$31,010 Land $4,310 Building $26,700
2021			$88,580 Land $12,310 Building $76,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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