2403 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2403 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.091 acres (3,977 sqft)
Owner2 Individual Names on Record
Last Sale$288,079 (Sep 2024)
Tax Bill$2,854 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Apr 2024 Sale
Flood ZoneZone X (minimal risk)
APN044-00-02-164.02

Property Details

APN / Parcel Number

Primary APN044-00-02-164.02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area3,977 sqft (0.091 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2403 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 164B PHASE C SEC 22 TUSCANY SUBD 0.0913 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number164B
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5070
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2403 BELLA RDG, COVINGTON, KY 41017-3573
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2024Deed, Subdivision Related Transfer · FHA Mortgage
VICTORY MORTGAGE LLC
Apr 1, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleApr 1, 2024 · Amount on Record
Deed Document Number202439
Deed Book / Page305 / 312
Record UpdatedOct 29, 2026

September 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateSep 17, 2024
Property Address2403 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900039
Book / PageKC 305 / 312
Map ReferenceSL 2353&2353A
Instrument DateSep 3, 2024
Instrument24091705900039
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$288.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2403 BELLA RDG, COVINGTON, KY 41017-3573

Mortgage

Document Number0005900040
DateSep 17, 2024
Instrument24091705900040
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 1, 2024
Property Address2403 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900182
Book / PageKC277 / 197
Map ReferenceSLS 2353
Instrument DateMar 25, 2024
Instrument24040105900182
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$288,000 (-) Land $60,000 Building $228,000$288,000 (-) Land $60,000 Building $228,000
2025$2,854.00$288,000 Land $60,000 Building $228,000$288,000 Land $60,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Bella Rdg

Nearby Streets

Search Property Records by Address or Parcel Number