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2409 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2409 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2024
Lot Size0.149 acres (6,473 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Sep 2024)
Tax Bill$2,963 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Apr 2024 Sale
Flood ZoneZone X (minimal risk)
APN044-00-02-165.01

Property Details

APN / Parcel Number

Primary APN044-00-02-165.01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,473 sqft (0.149 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2409 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 165A PHASE C SEC 22 TUSCANY SUBD 0.1486 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number165A
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5070
Census Tract65300

Owner

2409 Bella Rdg is owned and occupied by an individual who bought it in September 2024.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2409 BELLA RDG, COVINGTON, KY 41017-3573
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2024Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Apr 1, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2024 · Amount on File
Deed SaleSep 16, 2024 · Amount on File
Prior SaleApr 1, 2024 · Amount on File
Deed Document Number202418
Deed Book / Page305 / 78
Record UpdatedOct 29, 2026

September 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateSep 16, 2024
Property Address2409 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900018
Book / PageKC 305 / 78
Map ReferenceSL 2353&2353A
Instrument DateSep 3, 2024
Instrument24091605900018
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$299.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2409 BELLA RDG, COVINGTON, KY 41017-3573

Mortgage

Document Number0005900019
DateSep 16, 2024
Instrument24091605900019
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 1, 2024
Property Address2409 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900182
Book / PageKC277 / 197
Instrument DateMar 25, 2024
Instrument24040105900182
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2409 Bella Rdg was $2,963.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,000 (-) Land $60,000 Building $239,000$299,000 (-) Land $60,000 Building $239,000
2025$2,963.00$299,000 Land $60,000 Building $239,000$299,000 Land $60,000 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 Bella Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Bella Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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