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2398 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2398 Bella Rdg, Covington, KY 41017 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.108 acres (4,709 sqft)
OwnerIndividual Name on File
Last Sale$361,495 (Aug 2024)
Tax Bill$3,581 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN044-00-02-166.01

Property Details

APN / Parcel Number

Primary APN044-00-02-166.01

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area4,709 sqft (0.108 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2398 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 166A PHASE C SEC 22 TUSCANY SUBD 0.1081 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number166A
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5070
Census Tract65300

Owner

Source: Kenton County records · APN 044-00-02-166.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2398 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2024Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Mar 04, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2024 · Amount on Record
Deed SaleAug 07, 2024 · Amount on Record
Prior SaleMar 04, 2024 · Amount on Record
Deed Document Number0000298950
Deed Book / Page298 / 950
Record UpdatedJun 08, 2026

August 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 07, 2024
Property Address2398 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900059
Book / PageKC 298 / 950
Map ReferenceSL 2353&2353A
Instrument DateJul 18, 2024
Instrument24080705900059
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2398 BELLA RDG # 400, 400, COVINGTON, KY 41017-3531

Mortgage

Document Number0005900060
DateAug 07, 2024
Instrument24080705900060
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 04, 2024
Property Address2398 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900121
Book / PageKC 272 / 383
Map ReferenceSL 2353&2353A
Instrument DateFeb 23, 2024
Instrument24030405900121
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,581.00 (+511.09%)$361,400 (+557.09%) Land $71,000 Building $290,400$361,400 (+557.09%) Land $71,000 Building $290,400
2023$586.00$55,000 Land $55,000$55,000 Land $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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