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2397 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2397 Bella Rdg, Covington, KY 41017 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2024
Lot Size3,424 sqft (0.079 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$294,363 (2024)
Tax Bill$2,916.00 (2025)

Owner

Source: Kenton County records · APN 044-00-02-162.01

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2397 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · Unknown
FISCHER LEDNING COMPANY LLC
Aug 01, 2024Quit Claim Deed, Transfer
Quitclaim Document
Jun 12, 2024Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleJan 10, 2024 · Amount on Record
Deed Doc Number2024257
Deed Book / Page288 / 958
Last Transfer DateJun 21, 2024
Transfer Doc0005900178
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2397 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005900106
DateJan 23, 2024
Book PageKC 266/483
Instrument24012305900106
Lender
NameFISCHER LEDNING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded

August 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 01, 2024
Property Address2397 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900178
Book / PageKC 298 / 166
Map ReferenceSL 2353&2353A
Instrument DateJun 21, 2024
Instrument24080105900178
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2397 BELLA RDG, COVINGTON, KY 41017-3531

Transferred To (Grantee/Buyer)

NameVerified Name
Address2397 BELLA RDG, COVINGTON, KY 41017-3531
InvestorPossibly a Property Investor

June 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 12, 2024
Property Address2397 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900257
Book / PageKC 288 / 958
Map ReferencePL 2353&2353A
Instrument DateJun 03, 2024
Instrument24061205900257
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$294.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2397 BELLA RDG, COVINGTON, KY 41017-3531
InvestorPossibly a Property Investor

Mortgage

Document Number0005900258
DateJun 12, 2024
Instrument24061205900258
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00$294,300 Land $62,100 Building $232,200$294,300 Land $62,100 Building $232,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN044-00-02-162.01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick Exterior
Lot Area3,424 sqft (0.079 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address2397 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 162A PHASE C SEC 22 TUSCANY SUBD 0.0786 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number162A
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup5
Census Block5070
Census Tract65300

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