Kenton County property record for 2399 Bella Rdg, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2024 |
| Lot Size | 0.087 acres (3,807 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $296,475 (Aug 2024) |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-163.02 |
| Primary APN | 044-00-02-163.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,807 sqft (0.087 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2399 BELLA RDG |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 163B PHASE C SEC 22 TUSCANY SUBD 0.0874 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 22 |
| Legal Lot Number | 163B |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5070 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2399 BELLA RDG, COVINGTON, KY 41017-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC |
| Aug 1, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Feb 23, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on Record |
| Deed Sale | Aug 1, 2024 · Amount on Record |
| Prior Sale | Feb 23, 2024 · Amount on Record |
| Deed Document Number | 2024185 |
| Deed Book / Page | 298 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2399 BELLA RDG, COVINGTON, KY 41017-3531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900135 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | KC 276/68 |
| Instrument | 24032505900135 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 1, 2024 |
| Property Address | 2399 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900185 |
| Book / Page | KC 298 / 186 |
| Map Reference | SL 2353&2353A |
| Instrument Date | Jul 29, 2024 |
| Instrument | 24080105900185 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 2399 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900186 |
|---|---|
| Date | Aug 1, 2024 |
| Instrument | 24080105900186 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 23, 2024 |
| Property Address | 2399 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900069 |
| Book / Page | KC 271 / 11 |
| Map Reference | SL 2353&2353A |
| Instrument Date | Feb 13, 2024 |
| Instrument | 24022305900069 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,400 (-) Land $56,500 Building $239,900 | $296,400 (-) Land $56,500 Building $239,900 | |
| 2025 | $2,937.00 (+401.19%) | $296,400 (+438.91%) Land $56,500 Building $239,900 | $296,400 (+438.91%) Land $56,500 Building $239,900 |
| 2023 | $586.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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