Sebastian County property record for 2316 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,542 sqft |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2026) |
| Tax Bill | $2,768 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1379-00000-00 |
| Primary APN | 12584-1379-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,542 sqft Living Area |
| Gross Area | 3,070 sqft |
| 1st Floor Area | 1,504 sqft |
| Upper Floors Area | 1,038 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 130 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 98 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89287 |
|---|---|
| Street Address | 2316 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1379 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1379 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1311 |
2316 Ramsgate Way is owned and occupied by two individuals who bought it in July 2026.
Source: Sebastian County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2316 RAMSGATE WAY, FORT SMITH, AR 72908-0927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Jul 10, 2026 | Warranty Deed, Transfer WACO LAND TITLE, WACO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | Dec 17, 2012 · Amount on File |
| Deed Document Number | 202613689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Sep 16, 2026 |
| Property Address | 2316 RAMSGATE WAY, FORT SMITH, AR 72908-0927 |
| Document Number | 0000018525 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202618525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2316 RAMSGATE WAY, FORT SMITH, AR 72908-0927 |
| Document Number | 0000018525, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202618525 |
| Name | MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 10, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Jul 10, 2026 |
| Property Address | 2316 RAMSGATE WAY, FORT SMITH, AR 72908-0927 |
| Document Number | 0000013689 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202613689 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | WACO LAND TITLE, WACO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $124,987.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2316 RAMSGATE WAY, FORT SMITH, AR 72908-0927 |
The 2026 property tax bill for 2316 Ramsgate Way was $2,768.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,768.00 | $63,481 (-) Land $10,500 Building $52,981 | $317,405 (-) Land $52,500 Building $264,905 |
| 2025 | $2,768.00 Homeowner's exemption | $63,481 Land $10,500 Building $52,981 | $317,405 Land $52,500 Building $264,905 |
| 2023 | $2,211.00 Homeowner's exemption | $45,420 Land $11,000 Building $34,420 | $227,100 Land $55,000 Building $172,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2316 Ramsgate Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2316 Ramsgate Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 68% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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