Kenton County property record for 2408 Madison Ave, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1922 |
| Lot Size | 0.067 acres (2,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Jun 2016) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-18-018.00 |
| Primary APN | 055-23-18-018.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Finished Area |
| Gross Area | 1,702 sqft |
| Year Built | Built 1922 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,940 sqft (0.067 acres) |
| Lot Dimensions | 98 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0552318018.00 |
|---|---|
| Street Address | 2408 MADISON AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLMESDALE PT LOTS 5-6 30'X 98' ES MADISON 77.5' S 24TH |
| Legal Subdivision | HOLMESDALE |
| Legal Lot Number | 5,6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 61100 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2408 MADISON AVE, COVINGTON, KY 41014-1656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 30, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 16, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Prior Sale | Sep 19, 2005 · Amount on Record |
| Deed Document Number | 0005920151 |
| Deed Book / Page | 5920 / 151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2408 MADISON AVE, COVINGTON, KY 41014-1656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2408 MADISON AVE, COVINGTON, KY 41014-1656 |
| Document Number | 0000002352 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 731/637 |
| Instrument | 26059000002352 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2408 MADISON AVE, COVINGTON, KY 41014-1656 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900016 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 354/271 |
| Instrument | 22033005900016 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2408 MADISON AVE, COVINGTON, KY 41014-1656 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005900026 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 202/469 |
| Instrument | 21041605900026 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,582.00 (-0.5%) | $119,400 (-) Land $5,000 Building $114,400 | $119,400 (-) Land $5,000 Building $114,400 |
| 2023 | $1,590.00 | $119,400 Land $5,000 Building $114,400 | $119,400 Land $5,000 Building $114,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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