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240 Spaniards Rd, Placida, FL 33946 Property Records

Charlotte County property record for 240 Spaniards Rd, Placida, FL 33946 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,020 sqft · built 2002
Lot Size0.66 acres (28,749 sqft)
Owner2 Company Names on File
Last Sale$33,900 (Dec 2000)
Tax Bill$4,060 (2025)
Deeds & MortgagesJun 2023 Sale
Jul 2020 Mortgage
Flood ZoneZone AE (high risk)
APN422003281005

Property Details

APN / Parcel Number

Primary APN422003281005
Alternative APNs
  • 00766580005000
  • 10004716348

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,020 sqft Living Area
Gross Area2,952 sqft
1st Floor Area2,020 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area28,749 sqft (0.66 acres)
Garage TypeAttached
Garage Area592 sqft
DrivewayDriveway
Driveway Area1 sqft
PorchEnclosed/Screened Porch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00766580005000
Street Address240 SPANIARDS RD
CityPLACIDA
StateFL
Zip33946-2260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAPE HAZE BLK K LT 5 1107/227 1404/1318 1844/949 UNREC DC-JRH 3283557
Legal Range20E
Legal Township42S
Legal Section03
Legal SubdivisionCAPE HAZE
Legal TractCHS
Legal BlockK
Legal Lot Number5
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group2
Census Block2011
Census Tract30402

Owner

Source: Charlotte County records · APN 422003281005

Assessment roll updated March 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address240 SPANIARDS RD, PLACIDA, FL 33946-2260
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2000 · Amount on Record
Deed SaleDec 06, 2000 · Amount on Record
Deed Book / Page1844 / 949
Last Transfer DateJun 26, 2023
Transfer Doc0003283557
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 27, 2023
Property Address240 SPANIARDS RD, PLACIDA, FL 33946-2260
Document Number0003283557
Map ReferenceMB 2 PG 93,93A&93B
Instrument DateJun 26, 2023
Instrument3283557
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address240 SPANIARDS RD, CAPE HAZE, FL 33946-2260

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 SPANIARDS RD, CAPE HAZE, FL 33946-2260

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address240 SPANIARDS RD, PLACIDA, FL 33946-2260
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046081610
DateJul 31, 2020
Book Page4608/1610
Instrument2835903
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,060.00 (+6.93%) Homeowner's exemption Widower's exemption$243,704 (+5.99%)$397,032 (+5.53%) Land $90,950 Building $306,082
2023$3,797.00 (+2.04%) Homeowner's exemption Widower's exemption$229,938 (+3%)$376,214 (+17.28%) Land $107,000 Building $269,214
2022$3,721.00 Homeowner's exemption Widower's exemption$223,241$320,796 Land $80,750 Building $240,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 677 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,446 units insured
769 under condo master policies
Nearby Flood Claims679 (1982–2025)
Most Recent ClaimMar 2025, rainfall accumulation
Claims By Storm
  • Hurricane Milton, Oct 2024 · 377 claims
  • Hurricane Helene, Oct 2024 · 156 claims
  • Hurricane Ian, Sep 2022 · 39 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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