225 Spaniards Rd, Placida, FL 33946 Property Records

Charlotte County property record for 225 Spaniards Rd, Placida, FL 33946 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1970
Lot Size	0.493 acres (21,485 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (May 2025)
Tax Bill	$11,614 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`42-20-03-280-004`

Property Details

APN / Parcel Number

Primary APN	`42-20-03-280-004`
Alternative APNs	`0076661-000000-0` `10004716335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,276 sqft

Exterior

Year Built	Built 1970
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	21,485 sqft (0.493 acres)
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	1,768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	48 sqft
Porch	Finished/Screened Porch
Porch Area	312 sqft
Loading Dock	504 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004716335
Old Parcel Number	00766610000000
Street Address	225 SPANIARDS RD
City	PLACIDA
State	FL
Zip	33946-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHS 000 000L 0003 CAPE HAZE BLK L LT 3 315/928 569/386 1360/381 1711/1545 1819/877 1989/602 PR04-317 2449/67
Legal Range	20E
Legal Township	42S
Legal Section	03
Legal Subdivision	CAPE HAZE
Legal Block	L
Legal Lot Number	3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2010
Census Tract	30402

Owner

Source: Charlotte County records · APN 42-20-03-280-004

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	175 LAKEVIEW AVE, EXCELSIOR, MN 55331-9543
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	May 24, 2022
Deed Document Number	3526851
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 24, 2022
Property Address	225 SPANIARDS RD, PLACIDA, FL 33946-2261
Document Number	0049890672
Book / Page	4989 / 672
Map Reference	MB 2 PG 93-A
Instrument Date	May 24, 2022
Instrument	3106290
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 GREEN DOLPHIN DR S, 565, PLACIDA, FL 33946-2270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3032, PLACIDA, FL 33946-3032

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,614.00 (+1.41%)	$758,800 (+14.18%)	$639,920 (+8.04%) Land $450,000 Building $189,920
2023	$11,452.00 (+22.57%)	$664,576 (+20.81%)	$592,314 (+7.68%) Land $480,000 Building $112,314
2022	$9,343.00	$550,088 Land $408,000 Building $142,088	$550,088 Land $408,000 Building $142,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 677 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured (769 under condo master policies) 241 of 677 individual policies on primary residences
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025, rainfall accumulation
Flood Events	Hurricane Milton (Oct 2024), 377 claims Hurricane Helene (Oct 2024), 156 claims Hurricane Ian (Sep 2022), 39 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.