255 Spaniards Rd, Placida, FL 33946 Property Records

Charlotte County property record for 255 Spaniards Rd, Placida, FL 33946 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,393 sqft · built 1993
Lot Size	0.628 acres (27,339 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jul 2013)
Tax Bill	$8,076 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`422003280007`

Property Details

APN / Parcel Number

Primary APN	`422003280007`
Alternative APNs	`00766600006005` `10004716338`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,393 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	2,393 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	27,339 sqft (0.628 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	558 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	36 sqft
Porch	Raised Porch
Porch Area	1,095 sqft
Loading Dock	280 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00766600006005
Street Address	255 SPANIARDS RD
City	PLACIDA
State	FL
Zip	33946-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE HAZE BLK L LT 6 896/696 964/541 1032/1261 1180/1338 DC1762/2200-RMW 3065/470 DC3783/921-CTP AFF3783/924 3783/936
Legal Range	20E
Legal Township	42S
Legal Section	03
Legal Subdivision	CAPE HAZE
Legal Tract	CHS
Legal Block	L
Legal Lot Number	6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2010
Census Tract	30402

Owner

Source: Charlotte County records · APN 422003280007

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	255 SPANIARDS RD, PLACIDA, FL 33946-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2013 · Amount on Record
Deed Sale	Jul 09, 2013 · Amount on Record
Deed Document Number	20132194808
Deed Book / Page	3783 / 936
Prior Transfer Date	Oct 25, 2006
Prior Transfer Doc	0030650470
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	255 SPANIARDS RD, PLACIDA, FL 33946-2261
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041601101
Date	Jan 20, 2017
Book Page	4160/1101
Instrument	2494018

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,076.00 (-7.76%) Homeowner's exemption	$568,564 (+6.26%)	$1,076,798 (+30.53%) Land $382,500 Building $694,298
2024	$8,755.00 (-0.02%)
2023	$8,757.00 (+2.78%) Homeowner's exemption	$535,089 (+2.74%)	$824,919 (+11.37%) Land $480,000 Building $344,919
2022	$8,520.00 Homeowner's exemption	$520,822	$740,730 Land $408,000 Building $332,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.