Yellowstone County property record for 2305 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,021 sqft · built 2015 |
| Lot Size | 0.658 acres (28,674 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,145 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154740 |
| Primary APN | 000C154740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,021 sqft Living Area |
| 1st Floor Area | 1,691 sqft |
| Attic | Attic |
| Attic Area | 330 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,674 sqft (0.658 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2305 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 16A, 2ND FIL AMD (10) |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 4 |
| Legal Lot Number | 16A |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1403 |
Source: Yellowstone County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2305 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK |
| Apr 27, 2017 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2013 |
| Deed Sale | Aug 29, 2013 |
| Prior Sale | Sep 11, 2012 · Amount on Record |
| Deed Document Number | 20133681496 |
| Last Transfer Date | Oct 22, 2013 |
| Transfer Doc | 0003687794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2305 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003918682 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 3918682 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2305 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Document Number | 0003813032 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2305 RANCH TRAIL RD LAUREL MT 590443641, LAUREL, MT 59044-3641 |
| Document Number | 0003813032 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 3813032 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 4, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563,200 (+16.87%) Land $114,273 Building $448,927 | $563,200 (+16.87%) Land $114,273 Building $448,927 | |
| 2024 | $2,145.00 (-29.72%) | ||
| 2023 | $3,052.00 | $481,900 | $481,900 Land $97,574 Building $384,326 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures