2393 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2393 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	5 Baths
Year Built	Built 2020
Square Footage	3,000 sqft Heated Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$608,147 (2020)
Tax Bill	$6,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172531489900010740`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Partial Baths	1 Partial Baths
Building Area	3,000 sqft Heated Area
Gross Area	4,075 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Finished Garage
Patio Area	159 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2393 SYMPHONY CIR
City	SAINT CLOUD
State	FL
Zip	34771-8929
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SERENITY RESERVE PB 25 PGS 122-123 LOT 74
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	SERENITY RESERVE
Legal Tract	4899
Legal Lot Number	74
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1056
Census Tract	43600

Owner

Source: Osceola County records · APN 172531489900010740

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2393 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Deed Doc Number	2020116600
Deed Book / Page	5786 / 633
Record Refreshed	Jun 08, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 02, 2020
Property Address	2393 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number	0057860633
Book / Page	5786 / 633
Map Reference	MB 25 PG 122&123
Instrument Date	Aug 28, 2020
Instrument	2020116600
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,257.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2354 SYMPHONY CIR, 2354, SAINT CLOUD, FL 34771-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 HOWLAND TERRACE BLVD, WARREN, OH 44484-3071

Mortgage

Document Number	0005786634
Date	Sep 02, 2020
Instrument	5786/634

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,905.00 (+6.41%) Homeowner's exemption	$487,865 (+5.99%)	$619,400 (+25.26%) Land $90,000 Building $529,400
2023	$6,489.00 (+3.64%) Homeowner's exemption	$460,307 (+3%)	$494,500 (+10.65%) Land $75,000 Building $419,500
2022	$6,261.00 Homeowner's exemption	$446,900 Land $65,000 Building $381,900	$446,900 Land $65,000 Building $381,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.