2390 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2390 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2019
Square Footage	2,210 sqft Heated Area
Lot Size	8,276 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$410,000 (2021)
Tax Bill	$5,227.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172531489900010360`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,210 sqft Heated Area
Gross Area	2,909 sqft Gross Area
1st Floor	2,210 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished Garage
Garage Area	436 sqft Garage
Porch	Open Porch
Porch Area	263 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2390 SYMPHONY CIR
City	SAINT CLOUD
State	FL
Zip	34771-8928
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SERENITY RESERVE PB 25 PGS 122-123 LOT 36
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	SERENITY RESERVE
Legal Tract	4899
Legal Lot Number	36
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43600

Owner

Source: Osceola County records · APN 172531489900010360

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2390 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Deed Doc Number	2021000348
Deed Book / Page	5863 / 2681
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 04, 2021
Property Address	2390 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number	0058632681
Book / Page	5863 / 2681
Map Reference	MB 125 PG 122
Instrument Date	Dec 31, 2020
Instrument	2021000348
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2354 SYMPHONY CIR, 2354, SAINT CLOUD, FL 34771-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

Mortgage

Document Number	0058632682
Date	Jan 04, 2021
Instrument	5863/2682

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,227.00 (+6.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$371,711 (+5.99%)	$471,900 (+24.97%) Land $90,000 Building $381,900
2023	$4,888.00 (+3.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$350,715 (+3%)	$377,600 (+10.9%) Land $75,000 Building $302,600
2022	$4,704.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$340,500 Land $65,000 Building $275,500	$340,500 Land $65,000 Building $275,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.