Osceola County property record for 2389 Symphony Cir, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,686 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $628,000 (2021) |
| Tax Bill | $9,646.00 (2024) |
| Primary APN | 17-25-31-4899-0001-0750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,686 sqft Living Area |
| Gross Area | 4,647 sqft Gross Area |
| 1st Floor | 3,022 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2389 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8929 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 75 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Block | 750 |
| Legal Lot Number | 75 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1056 |
| Census Tract | 43600 |
Source: Osceola County records · APN 17-25-31-4899-0001-0750
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jan 08, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 03, 2021 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Oct 27, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2021 · Amount on Record |
| Deed Sale | Dec 03, 2021 · Amount on Record |
| Prior Sale | Oct 27, 2020 · Amount on Record |
| Deed Doc Number | 2021186668 |
| Deed Book / Page | 6099 / 2535 |
| Last Transfer Date | Nov 25, 2025 |
| Transfer Doc | 0069051650 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 08, 2026 |
| Property Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0069051650 |
| Book / Page | 6905 / 1650 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2026003172 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Name | Verified Name |
|---|---|
| Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 03, 2021 |
| Property Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0060992535 |
| Book / Page | 6099 / 2535 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021186668 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,396.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5224 WATERSIDE VISTA LN, 5224, SAINT CLOUD, FL 34771-7801 |
| Name | Verified Name |
|---|---|
| Address | 1230 MILTON KEYNES DR, NISKAYUNA, NY 12309-2820 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0058201828 |
| Book / Page | 5820 / 1828 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Oct 25, 2020 |
| Instrument | 2020145522 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,345.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2354 SYMPHONY CIR, 2354, SAINT CLOUD, FL 34771-8928 |
| Name | Verified Name |
|---|---|
| Address | 2389 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0058201829 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 5820/1829 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,060.00 (+4.29%) Homeowner's exemption | $715,600 (+25.43%) Land $90,000 Building $625,600 | $715,600 (+25.43%) Land $90,000 Building $625,600 |
| 2024 | $9,646.00 (+12.62%) | ||
| 2023 | $8,565.00 (+9.96%) | $570,500 (+10.54%) Land $75,000 Building $495,500 | $570,500 (+10.54%) Land $75,000 Building $495,500 |
| 2022 | $7,789.00 | $516,100 Land $65,000 Building $451,100 | $516,100 Land $65,000 Building $451,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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