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2400 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2400 Symphony Cir, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,148 sqft · built 2022
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$468,582 (Aug 2022)
Tax Bill$7,196 (2025)
Deeds & MortgagesAug 2022 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-25-31-4899-0001-0310

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0310
Alternative APN
  • 253117489900010310

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,148 sqft Living Area
Gross Area2,930 sqft
1st Floor Area2,148 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area480 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2400 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 31 LESS WLY 4 FT
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Block310
Legal Lot Number31
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0310

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2400 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Special Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 21, 2020Deed of Trust, Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Deed Document Number2022123335
Deed Book / Page6267 / 1665
Record UpdatedSep 20, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 11, 2022
Property Address2400 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930
Document Number0062671665
Book / Page6267 / 1665
Map ReferenceMB 25 PG 122
Instrument DateAug 10, 2022
Instrument2022123335
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$3,280.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2387 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

Transferred To (Grantee/Buyer)

NameVerified Name
Address2400 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2400 SYMPHONY CIR, SAINT CLOUD, FL 34771-8930
Document Number0057271166
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address283 ELBIB DR ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number0057271166
DateMay 27, 2020
Book Page005727/001166
Instrument68135
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,196.00 (+33.36%)$468,000 (+25.03%) Land $90,000 Building $378,000$468,000 (+25.03%) Land $90,000 Building $378,000
2024$5,396.00 (+2.04%)
2023$5,288.00 (+482.38%) Homeowner's exemption$374,300 (+475.85%) Land $75,000 Building $299,300$374,300 (+475.85%) Land $75,000 Building $299,300
2022$908.00$65,000 Land $65,000$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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