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2388 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2388 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,631 sqft · built 2022
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$471,619 (Jan 2022)
Tax Bill$5,332 (2025)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone X (minimal risk)
APN172531489900010370

Property Details

APN / Parcel Number

Primary APN172531489900010370

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,631 sqft Heated Area
Gross Area3,773 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2388 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 37
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Tract4899
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43600

Owner

Source: Osceola County records · APN 172531489900010370

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2388 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleJan 28, 2022 · Amount on Record
Deed Document Number0061382566
Deed Book / Page6138 / 2566
Last Transfer DateJun 25, 2024
Transfer Doc0066222705
Record UpdatedJun 08, 2026

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2022
Property Address2388 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number0061382566
Book / Page6138 / 2566
Map ReferenceMB 25 PG 122
Instrument DateJan 27, 2022
Instrument2022015365
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$3,301.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2354 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

Transferred To (Grantee/Buyer)

NameVerified Name
Address2388 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,332.00 (+11.57%) Homeowner's exemption$374,309 (+10.78%)$563,500 (+28.98%) Land $90,000 Building $473,500
2023$4,779.00 (+222.04%) Homeowner's exemption$337,881 (+419.82%)$436,900 (+572.15%) Land $75,000 Building $361,900
2022$1,484.00$65,000 Land $65,000$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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