Osceola County property record for 2384 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,148 sqft Heated Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $396,400 (2020) |
| Tax Bill | $5,236.00 (2025) |
| Primary APN | 172531489900010380 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,148 sqft Heated Area |
| Gross Area | 2,850 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
| Patio Area | 461 sqft Patio |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2384 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8928 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 38 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Tract | 4899 |
| Legal Lot Number | 38 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43600 |
Source: Osceola County records · APN 172531489900010380
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2384 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 18, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on Record |
| Deed Sale | Feb 18, 2020 · Amount on Record |
| Deed Doc Number | 0056761323 |
| Deed Book / Page | 5676 / 1323 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2384 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2384 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Number | 0062010713 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 6201/713 |
| Instrument | 2022065537 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 18, 2020 |
| Property Address | 2384 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Number | 0056761323 |
| Book / Page | 5676 / 1323 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2020024260 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,774.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2354 SYMPHONY CIR, 2354, SAINT CLOUD, FL 34771-8928 |
| Name | Verified Name |
|---|---|
| Address | 2384 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Number | 0056761324 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 5676/1324 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,236.00 (+6.84%) Homeowner's exemption | $367,344 (+5.99%) | $464,000 (+24.56%) Land $90,000 Building $374,000 |
| 2023 | $4,901.00 (+3.88%) Homeowner's exemption | $346,595 (+3%) | $372,500 (+10.7%) Land $75,000 Building $297,500 |
| 2022 | $4,718.00 Homeowner's exemption | $336,500 Land $65,000 Building $271,500 | $336,500 Land $65,000 Building $271,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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