Polk County property record for 239 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,276 sqft · built 1986 |
| Lot Size | 0.309 acres (13,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,500 (May 2003) |
| Tax Bill | $933 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 25-28-35-354950-014080 |
| Primary APN | 25-28-35-354950-014080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 1,072 sqft |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,473 sqft (0.309 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 1,713 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Street Address | 239 LAKE THOMAS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 14 LOT 8 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 5 |
| Legal Tract | 354950 |
| Legal Block | 14 |
| Legal Lot Number | 8 |
| Legal Unit | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14703 |
Source: Polk County records · APN 25-28-35-354950-014080
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2003 · Amount on Record |
| Deed Sale | May 14, 2003 · Amount on Record |
| Deed Book / Page | 5361 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 239 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000063927 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 13046/1124 |
| Instrument | 2024063927 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Mar 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 239 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0115351238 |
| Instrument Date | Jan 04, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 239 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0115351238 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 011535/001238 |
| Instrument | 8781 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $933.00 (-36.87%) Homeowner's exemption | $112,429 (+5.99%) | $319,185 (-0.59%) Land $66,000 Building $253,185 |
| 2023 | $1,478.00 (+6.87%) Homeowner's exemption | $106,078 (+3%) | $321,085 (+27.84%) Land $64,000 Building $257,085 |
| 2022 | $1,383.00 Homeowner's exemption | $102,988 | $251,152 Land $53,000 Building $198,152 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 136.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures