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234 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 234 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1984
Lot Size0.241 acres (10,515 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Sep 2022)
Tax Bill$2,925 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354950-015050

Property Details

APN / Parcel Number

Primary APN25-28-35-354950-015050
Alternative APNs
  • 352825354950015050
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,884 sqft
1st Floor Area1,424 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area10,515 sqft (0.241 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft

Exterior Amenities

Pool Area450 sqft
Pool HousePool House
PorchUnfinished Open Porch
Porch Area16 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address234 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 15 LOT 5
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 5
Legal Tract354950
Legal Block15
Legal Lot Number5
Legal Unit5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1014
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354950-015050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address234 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Sep 23, 2022Warranty Deed, Transfer · FHA Mortgage
THE MORTGAGE FIRM INC
Dec 20, 2016Loan Modification, Mortgage

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleJun 04, 1999 · Amount on Record
Deed Document Number2022259011
Deed Book / Page12431 / 1082
Prior Transfer DateDec 28, 2010
Prior Transfer Doc0000205255
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address234 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165

Mortgage

Document Number0000043262
DateFeb 23, 2024
Book Page13017/611
Instrument2024043262
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueOct 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 23, 2022
Property Address234 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Document Number0000259011
Book / Page12431 / 1082
Map ReferenceMB 60 PG 8
Instrument DateSep 21, 2022
Instrument2022259011
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1713 DEBBIE DR, 1713, AUBURNDALE, FL 33823-9421

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165

Mortgage

Document Number0124311084
DateSep 23, 2022
Instrument12431/1084
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address234 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Document Number0100290241
Book / Page010029 / 000241
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJan 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address234 LAKE THOMAS DR WINTER HAVEN FL 338801165, WINTER HAVEN, FL 33880-1165

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,925.00 (-17.4%)$226,293 (+2.5%) Land $29,000 Building $197,293$226,293 (+2.5%) Land $29,000 Building $197,293
2023$3,541.00 (+86.47%)$220,775 (+58.03%) Land $28,000 Building $192,775$220,775 (+8.3%) Land $28,000 Building $192,775
2022$1,899.00 Homeowner's exemption$139,704$203,857 Land $23,000 Building $180,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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