Polk County property record for 241 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 1987 |
| Lot Size | 0.31 acres (13,482 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2025) |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 25-28-35-354950-014090 |
| Primary APN | 25-28-35-354950-014090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| Gross Area | 1,943 sqft |
| 1st Floor Area | 1,503 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,482 sqft (0.31 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 153 sqft |
| Patio Area | 74 sqft |
| Cooling System | Central |
|---|
| Street Address | 241 LAKE THOMAS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 14 LOT 9 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 5 |
| Legal Tract | 354950 |
| Legal Block | 14 |
| Legal Lot Number | 9 |
| Legal Unit | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14703 |
Source: Polk County records · APN 25-28-35-354950-014090
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 MEADOWBROOK DR, MARTINSBURG, WV 25401-2852 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Apr 08, 2024 · Amount on Record |
| Deed Document Number | 2025146127 |
| Deed Book / Page | 13595 / 1555 |
| Prior Transfer Date | Jul 06, 2015 |
| Prior Transfer Doc | 0095760063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 08, 2024 |
| Property Address | 241 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0000079661 |
| Book / Page | 13068 / 1804 |
| Map Reference | MB 60 PG 8 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024079661 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 855 E MANN RD, BARTOW, FL 33830-7428 |
| Name | Verified Name |
|---|---|
| Address | 241 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0130681806 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 13068/1806 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 241 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0112471055 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 241 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0112471055 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 011247/001055 |
| Instrument | 106712 |
| Name | GUARANTY HM MTG CORP |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,266.00 (+147.24%) | $252,636 (+112.67%) Land $66,000 Building $186,636 | $252,636 (-1.87%) Land $66,000 Building $186,636 |
| 2024 | $1,321.00 (+12.52%) | ||
| 2023 | $1,174.00 (+9.21%) Homeowner's exemption | $118,794 (+3%) | $257,441 (+17.98%) Land $64,000 Building $193,441 |
| 2022 | $1,075.00 Homeowner's exemption | $115,334 | $218,212 Land $53,000 Building $165,212 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 136.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force 32 of 39 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures