241 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 241 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,503 sqft · built 1987
Lot Size0.31 acres (13,482 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jun 2025)
Tax Bill$3,266 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN25-28-35-354950-014090

Property Details

APN / Parcel Number

Primary APN25-28-35-354950-014090
Alternative APNs
  • 352825354950014090
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,503 sqft Living Area
Gross Area1,943 sqft
1st Floor Area1,503 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area13,482 sqft (0.31 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchScreened/Unfinished Porch
Porch Area153 sqft
Patio Area74 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address241 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 14 LOT 9
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 5
Legal Tract354950
Legal Block14
Legal Lot Number9
Legal Unit5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1013
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354950-014090

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 MEADOWBROOK DR, MARTINSBURG, WV 25401-2852
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY HM MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleApr 08, 2024 · Amount on Record
Deed Document Number2025146127
Deed Book / Page13595 / 1555
Prior Transfer DateJul 06, 2015
Prior Transfer Doc0095760063
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 08, 2024
Property Address241 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Document Number0000079661
Book / Page13068 / 1804
Map ReferenceMB 60 PG 8
Instrument DateMar 29, 2024
Instrument2024079661
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address855 E MANN RD, BARTOW, FL 33830-7428

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123

Mortgage

Document Number0130681806
DateApr 08, 2024
Instrument13068/1806
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address241 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Document Number0112471055
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123

Mortgage

Document Number0112471055
DateMay 29, 2020
Book Page011247/001055
Instrument106712
Lender
NameGUARANTY HM MTG CORP
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,266.00 (+147.24%)$252,636 (+112.67%) Land $66,000 Building $186,636$252,636 (-1.87%) Land $66,000 Building $186,636
2024$1,321.00 (+12.52%)
2023$1,174.00 (+9.21%) Homeowner's exemption$118,794 (+3%)$257,441 (+17.98%) Land $64,000 Building $193,441
2022$1,075.00 Homeowner's exemption$115,334$218,212 Land $53,000 Building $165,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation136.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
32 of 39 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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