1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Lake Thomas Dr

240 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 240 Lake Thomas Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,223 sqft · built 1984
Lot Size0.238 acres (10,346 sqft)
Owner2 Individual Names on File
Last Sale$208,000 (Jan 2026)
Tax Bill$2,036 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jan 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354950-015080

Property Details

APN / Parcel Number

Primary APN25-28-35-354950-015080
Alternative APNs
  • 352825354950015080
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,223 sqft Living Area
Gross Area1,778 sqft
1st Floor Area1,223 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area10,346 sqft (0.238 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area315 sqft
PorchFlorida Room
Porch Area326 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address240 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 15 LOT 8
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 5
Legal Tract354950
Legal Block15
Legal Lot Number8
Legal Unit5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1014
Census Tract14703

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address240 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Balloon Mortgage
STEPHANIE R DALE
Jan 15, 2026Warranty Deed, Transfer · FHA Mortgage
NOVUS HOME MORTGAGE
Sep 16, 2020Deed of Trust, Mortgage · Line of Credit
CIVIC FIN'L SVCS
May 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleOct 21, 2003 · Amount on Record
Deed Document Number202610933
Deed Book / Page13846 / 864
Prior Transfer DateJun 7, 2007
Prior Transfer Doc0000243260
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address240 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28431 CALLE PINATA, SAN JUAN CAPISTRANO, CA 92675-6326

Mortgage

Document Number0000194070
DateAug 17, 2023
Book Page12805/2027
Instrument2023194070
Lender
NameSTEPHANIE R DALE
TypePrivate Party
Address2616 SE WILLOUGHBY BLVD, STUART, FL 34994
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term61 Months
DueSep 1, 2028

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 15, 2026
Property Address240 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Document Number0000010933
Book / Page13846 / 864
Map ReferenceMB 60 PG 8
Instrument DateJan 3, 2025
Instrument2026010933
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 BRIDGEPORT ST, DANA POINT, CA 92629-3242

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165

Mortgage

Document Number0013846866
DateJan 15, 2026
Instrument13846/866
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address240 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Document Number0114001293
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1472 PICO CT #F WALNUT CREEK CA 945972352, F, WALNUT CREEK, CA 94597-2352

Mortgage

Document Number0114001293
DateOct 5, 2020
Book Page011400/001293
Instrument208548
Lender
NameCIVIC FIN'L SVCS
AddressREDONDO BEACH, CA 90278
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 4, 2050
Interest
Rate TypeAdjustable Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 29, 2018
Property Address240 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Document Number0104982234
Book / Page010498 / 002234
Instrument DateMay 11, 2018
Instrument114080
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1472 PICO CT #F WALNUT CREEK CA 945972352, F, WALNUT CREEK, CA 94597-2352

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,036.00 (-17.07%)$136,532 (-25.66%)$187,787 (+2.25%) Land $29,000 Building $158,787
2023$2,455.00 (+9.65%)$183,661 (+10.73%) Land $28,000 Building $155,661$183,661 (+10.73%) Land $28,000 Building $155,661
2022$2,239.00$165,864 Land $23,000 Building $142,864$165,864 Land $23,000 Building $142,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Nearby Properties on Lake Thomas Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures