Polk County property record for 235 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1985 |
| Lot Size | 0.309 acres (13,473 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $305,000 (Jun 2021) |
| Tax Bill | $3,194 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 25-28-35-354950-014060 |
| Primary APN | 25-28-35-354950-014060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 1,958 sqft |
| 1st Floor Area | 1,370 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,473 sqft (0.309 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 554 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Street Address | 235 LAKE THOMAS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 14 LOT 6 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 5 |
| Legal Tract | 354950 |
| Legal Block | 14 |
| Legal Lot Number | 6 |
| Legal Unit | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14703 |
Source: Polk County records · APN 25-28-35-354950-014060
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 235 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Oct 26, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 11, 2021 | Warranty Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION |
| Feb 23, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on Record |
| Deed Sale | Jun 11, 2021 · Amount on Record |
| Prior Sale | Feb 23, 2021 · Amount on Record |
| Deed Document Number | 2021152252 |
| Deed Book / Page | 11756 / 253 |
| Last Transfer Date | Oct 22, 2021 |
| Transfer Doc | 0000279482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 26, 2021 |
| Property Address | 235 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0000279482 |
| Book / Page | 11954 / 1214 |
| Map Reference | MB 60 PG 8 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021279482 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 235 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 11, 2021 |
| Property Address | 235 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0000152252 |
| Book / Page | 11756 / 253 |
| Map Reference | MB 60 PG 8 |
| Instrument Date | Jun 09, 2021 |
| Instrument | 2021152252 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1113 BERKLEY LN, 1113, WINTER HAVEN, FL 33880-7146 |
| Name | Verified Name |
|---|---|
| Address | 13939 W TIMBERLANE CT, HOMER GLEN, IL 60491-9373 |
| Document Number | 0011756255 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 11756/255 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 235 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0000045335 |
| Book / Page | 11591 / 45 |
| Map Reference | MB 77 PG 41 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021045335 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2507 COUNTRY CLUB RD N, 2507, WINTER HAVEN, FL 33881-9201 |
| Name | Verified Name |
|---|---|
| Address | 1113 BERKLEY LN, WAHNETA, FL 33880-7146 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,194.00 (-11.57%) Homeowner's exemption | $287,283 (+5.99%) | $307,854 (-1.82%) Land $66,000 Building $241,854 |
| 2023 | $3,612.00 (+5.09%) Homeowner's exemption | $271,055 (+4.35%) | $313,562 (+20.71%) Land $64,000 Building $249,562 |
| 2022 | $3,437.00 Homeowner's exemption | $259,762 Land $53,000 Building $206,762 | $259,762 Land $53,000 Building $206,762 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 136.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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