238 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 238 2nd Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,922 sqft · built 1974
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Mar 2014)
Tax Bill$3,110 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN00475680-000000

Property Details

APN / Parcel Number

Primary APN00475680-000000
Alternative APNs
  • 11613900475680000000
  • 1582808

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,922 sqft Living Area
1st Floor Area1,922 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1998
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Patio Area647 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1582808
Old Parcel Number11613900475680000000
Street Address238 2ND RD
CityKEY LARGO
StateFL
Zip33037-4832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 9 LT 4 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR146-493/92 OR477-982/83 OR522-343 OR826-2448 OR1156-1898 OR1160-424
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block9
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1029
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address236 2ND RD, KEY LARGO, FL 33037-4832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2014 · Amount on Record
Deed SaleMar 27, 2014 · Amount on Record
Deed Document Number1974221
Deed Book / Page2676 / 2357
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address238 2ND RD, KEY LARGO, FL 33037-4832
Transaction TypeMortgage
Record UpdatedMar 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030760917
DateFeb 19, 2021
Book Page3076/917
Instrument2304584
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$339,437 (+5.99%)$568,818 (+0.21%) Land $312,000 Building $256,818
2024$3,110.00 (+4.89%)
2023$2,965.00 (+5.37%) Homeowner's exemption$320,264 (+3%)$567,635 (+11.02%) Land $330,000 Building $237,635
2022$2,814.00 Homeowner's exemption$310,936$511,309 Land $270,000 Building $241,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Rd

Nearby Streets

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