232 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 232 2nd Rd, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,378 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,696 (2024)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`00475710-000000`

Property Details

APN / Parcel Number

Primary APN	`00475710-000000`
Alternative APNs	`11613900475710000000` `1582832`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,378 sqft Living Area
1st Floor Area	2,378 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	534 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1582832
Street Address	232 2ND RD
City	KEY LARGO
State	FL
Zip	33037-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LT 7 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR146-491/92 OR779-587 OR839-608 OR879-1371 OR880-1086AFF OR1107-2148 OR1252-2126 OR1429-1907 OR3008-1606
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	9
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1029
Census Tract	972700

Owner

Source: Monroe County records · APN 00475710-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 2ND RD, KEY LARGO, FL 33037-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2020
Deed Sale	Feb 13, 2020
Prior Sale	Nov 01, 1996 · Amount on Record
Deed Document Number	20202255938
Deed Book / Page	3008 / 1606
Prior Transfer Date	Feb 07, 2020
Prior Transfer Doc	0030081606
Record Updated	Jun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 13, 2020
Property Address	232 2ND RD, KEY LARGO, FL 33037-4832
Document Number	0030081606
Book / Page	003008 / 001606
Instrument Date	Feb 07, 2020
Instrument	2255938
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 2ND RD KEY LARGO FL 330374832, KEY LARGO, FL 33037-4832

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,396 (+5.99%)	$696,399 (-1.21%) Land $312,000 Building $384,399
2024	$2,696.00 (+5.31%)
2023	$2,560.00 (+5.13%) Homeowner's exemption	$269,275 (+3%)	$704,960 (+6.32%) Land $330,000 Building $374,960
2022	$2,435.00 Homeowner's exemption	$261,433	$663,035 Land $270,000 Building $393,035

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 225 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force 169 of 225 on primary residences
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023, rainfall accumulation
Flood Events	Hurricane Irma (Sep 2017), 28 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.