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242 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 242 2nd Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,102 sqft · built 1974
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jul 2004)
Tax Bill$2,461 (2024)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN00475660-000000

Property Details

APN / Parcel Number

Primary APN00475660-000000
Alternative APN
  • 1582786

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Carport Area260 sqft

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchEnclosed Porch
Porch Area156 sqft
Deck Area360 sqft
Patio Area528 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1582786
Street Address242 2ND RD
CityKEY LARGO
StateFL
Zip33037-4832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 9 LT 2 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR611-273 OR636-817 OR657-837 OR886-1343 OR1021-1956 OR1238-1526C/T
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block9
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1029
Census Tract972700

Owner

Source: Monroe County assessment roll, APN 00475660-000000, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address242 2ND RD, KEY LARGO, FL 33037-4832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2004 · Amount on Record
Deed SaleJul 07, 2004 · Amount on Record
Prior SaleJul 07, 2004 · Amount on Record
Deed Document Number0020220329
Last Transfer DateFeb 24, 2017
Transfer Doc0028401323
Record UpdatedJun 08, 2026

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateFeb 24, 2017
Property Address242 2ND RD, KEY LARGO, FL 33037-4832
Document Number0028401323
Book / Page2840 / 1323
Map ReferenceMB4 PG92
Instrument DateJan 19, 2017
Instrument2111641
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyBOSTON NATIONAL TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address242 2ND RD, KEY LARGO, FL 33037-4832

Mortgage

Document Number0002111642
DateFeb 24, 2017
Instrument2111642
Lender
NameMB FINANCIAL BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$254,662 (-31.99%)$501,933 (-0.5%) Land $312,000 Building $189,933
2024$2,461.00 (-18.99%)
2023$3,038.00 (+9.24%) Homeowner's exemption$374,461 (+9.1%)$504,461 (+12.33%) Land $330,000 Building $174,461
2022$2,781.00 Homeowner's exemption$343,222$449,103 Land $270,000 Building $179,103

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 178 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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