236 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 236 2nd Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1993
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (May 2025)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00475690-000000`

Property Details

APN / Parcel Number

Primary APN	`00475690-000000`
Alternative APNs	`11613900475690000000` `1582816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Exterior Amenities

Pool Area	560 sqft
Porch	Florida Room
Porch Area	196 sqft
Deck Area	650 sqft
Patio Area	1,262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1582816
Street Address	236 2ND RD
City	KEY LARGO
State	FL
Zip	33037-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 9 LT 5 AND 6 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR375-252 OR442-1065 OR878-1159 OR939-2013 OR969-900/01 OR1156-1899 OR1262-919 OR1274-99 OR2378-100/35F/J OR2475-584/85 OR2482-453/56
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	9
Legal Lot Number	5,6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1029
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	236 2ND RD, KEY LARGO, FL 33037-4832
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage THE CORTLAND SAVINGS & BANKING CO
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage THE CORTLAND SAVINGS & BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Sep 7, 2010 · Amount on Record
Deed Document Number	20252499242
Deed Book / Page	3324 / 212
Last Transfer Date	Nov 7, 2025
Transfer Doc	0033530829
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 12, 2025
Property Address	236 2ND RD, KEY LARGO, FL 33037-4832
Document Number	0033530829
Book / Page	3353 / 829
Map Reference	MB 4 PG 92
Instrument Date	Nov 7, 2025
Instrument	2521910
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 2ND RD, KEY LARGO, FL 33037-4832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	236 2ND RD, KEY LARGO, FL 33037-4832

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	236 2ND RD, KEY LARGO, FL 33037-4832
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 2ND RD, KEY LARGO, FL 33037-4832

Mortgage

Document Number	0030701096
Date	Jan 21, 2021
Book Page	3070/1096
Instrument	2300366

Lender

Name	THE CORTLAND SAVINGS & BANKING CO
Type	Bank
Address	CORTLAND, OH 44410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	236 2ND RD, KEY LARGO, FL 33037-4832
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 2ND RD, KEY LARGO, FL 33037-4832

Mortgage

Document Number	0030701116
Date	Jan 21, 2021
Book Page	3070/1116
Instrument	2300367

Lender

Name	THE CORTLAND SAVINGS & BANKING CO
Type	Bank
Address	CORTLAND, OH 44410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,827.00 (+4.63%)	$408,004 (+5.99%)	$812,045 (-2.62%) Land $505,500 Building $306,545
2024	$2,702.00 (+5.34%)
2023	$2,565.00 (+5.34%)	$384,958 (+3%)	$833,901 (+7.16%) Land $532,500 Building $301,401
2022	$2,435.00	$373,746	$778,160 Land $472,500 Building $305,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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