240 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 240 2nd Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1991
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$441,000 (Mar 2020)
Tax Bill	$3,659 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00475670-000000`

Property Details

APN / Parcel Number

Primary APN	`00475670-000000`
Alternative APNs	`11613900475670000000` `1582794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Finished/Screened Porch
Porch Area	190 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1582794
Old Parcel Number	11613900475670000000
Street Address	240 2ND RD
City	KEY LARGO
State	FL
Zip	33037-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LT 3 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR605-762 OR829-1614 OR1156-1897 OR1241-1618 OR1478-1617/18ORD OR1510-651/54FJ
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	9
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1029
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3020 NE 41ST TER, HOMESTEAD, FL 33033-6619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	2261166
Deed Book / Page	3015 / 703
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	240 2ND RD, KEY LARGO, FL 33037-4832
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 2ND RD, KEY LARGO, FL 33037-4832

Mortgage

Document Number	0030891997
Date	Apr 15, 2021
Book Page	3089/1997
Instrument	2314319

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 25, 2020
Property Address	240 2ND RD, KEY LARGO, FL 33037-4832
Document Number	0030150703
Book / Page	3015 / 703
Map Reference	MB 4 PG 92
Instrument Date	Mar 23, 2020
Instrument	2261166
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,087.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 ABACO RD, 9, KEY LARGO, FL 33037-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 NE 41ST TER # 342, 342, HOMESTEAD, FL 33033-6619

Mortgage

Document Number	0030150705
Date	Mar 25, 2020
Instrument	3015/0705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$591,491 (+50.63%) Land $312,000 Building $279,491	$591,491 (+1.39%) Land $312,000 Building $279,491
2024	$3,659.00 (+4.54%)
2023	$3,500.00 (+5.61%) Senior Citizen's exemption	$392,686 (+3%)	$583,380 (+10.85%) Land $330,000 Building $253,380
2022	$3,314.00 Senior Citizen's exemption	$381,249	$526,281 Land $270,000 Building $256,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures