Monterey County property record for 23685 Determine Ln, Monterey, CA 93940 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,632 sqft · built 1989 |
| Lot Size | 1.42 acres (62,003 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,495,000 (Jan 2021) |
| Tax Bill | $21,342 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-101-038-000 |
| Primary APN | 173-101-038-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,632 sqft Living Area |
| Gross Area | 2,831 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Tile |
| Lot Area | 62,003 sqft (1.42 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 23685 DETERMINE LN |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-6514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAGUNA SECA RANCH ESTATES NO 2 TRACT NO 893 LOT 38 1.416 AC |
| Legal Subdivision | LAGUNA SECA RANCH ESTATES NO 2 |
| Legal Tract | 893 |
| Legal Lot Number | 38 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13200 |
Source: Monterey County records · APN 173-101-038-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 23685 DETERMINE LN, MONTEREY, CA 93940-6514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 06, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Jan 20, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | Aug 03, 2006 |
| Deed Document Number | 2021003920 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 23685 DETERMINE LN, MONTEREY, CA 93940-6514 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23685 DETERMINE LN, MONTEREY, CA 93940-6514 |
| Document Number | 0000042714 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 2023042714 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 23685 DETERMINE LN, MONTEREY, CA 93940-6514 |
| Document Number | 0000003920 |
| Map Reference | VOL 14 PG 28 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2021003920 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23685 DETERMINE LN, MONTEREY, CA 93940-6514 |
| Document Number | 0000003921 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021003921 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Washington Union Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,342.00 (+9.1%) Homeowner's exemption | $1,890,676 (+5.03%) Land $540,676 Building $1,350,000 |
| 2023 | $19,561.00 (+17.31%) Homeowner's exemption | $1,800,200 Land $520,200 Building $1,280,000 |
| 2022 | $16,675.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982, rainfall accumulation |
| Wildfire Risk | Moderate above 62% of the US · above 37% of California |
|---|---|
| Wildfire Likelihood | About 1 in 621 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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