23695 Determine Ln, Monterey, CA 93940 Property Records

Monterey County property record for 23695 Determine Ln, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,348 sqft · built 2002
Lot Size	2.7 acres (117,723 sqft)
Owner	Individual Name on Record
Last Sale	$2,340,000 (Jun 2022)
Tax Bill	$28,128 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-101-040-000`

Property Details

APN / Parcel Number

Primary APN	`173-101-040-000`
Alternative APN	`173-101-040`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	1 Story
Building Area	4,348 sqft Living Area
1st Floor Area	4,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	H-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	117,723 sqft
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	173-101-040
Street Address	23695 DETERMINE LN
City	MONTEREY
State	CA
Zip	93940-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGUNA SECA RANCH ESTATES NO 2 TRACT NO 893 LOT 40 2.756 AC
Legal Subdivision	LAGUNA SECA RANCH ESTATES NO 2
Legal Tract	893
Legal Block	1
Legal Lot Number	40
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1003
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23695 DETERMINE LN, MONTEREY, CA 93940-6514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SYNERGY ONE LENDING
Jun 16, 2022	Grant Deed, Transfer · Conventional Mortgage ATHAS CAPITAL GROUP INC
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Jun 3, 1999 · Amount on Record
Deed Document Number	202227267
Prior Transfer Date	Dec 27, 2017
Prior Transfer Doc	0000071772
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	23695 DETERMINE LN, MONTEREY, CA 93940-6514
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23695 DETERMINE LN, MONTEREY, CA 93940-6514

Mortgage

Document Number	0000003248
Date	Feb 3, 2026
Instrument	2026003248

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 16, 2022
Property Address	23695 DETERMINE LN, MONTEREY, CA 93940-6514
Document Number	0000027267
Map Reference	VOL 14 PG 28
Instrument Date	Jun 2, 2022
Instrument	2022027267
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23695 DETERMINE LN, MONTEREY, CA 93940-6514

Mortgage

Document Number	0000027268
Date	Jun 16, 2022
Instrument	2022027268

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2017
Property Address	23695 DETERMINE LN, MONTEREY, CA 93940-6514
Document Number	0000071772
Instrument Date	Dec 27, 2017
Instrument	71772
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23695 DETERMINE LN MONTEREY CA 939406514, MONTEREY, CA 93940-6514

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,532,889 (+2%) Land $649,458 Building $1,883,431
2025	$28,128.00 (+8.06%)	$2,483,225 (+4.04%) Land $636,724 Building $1,846,501
2023	$26,029.00 (+77.6%)	$2,386,800 Land $612,000 Building $1,774,800
2022	$14,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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