23645 Determine Ln, Monterey, CA 93940 Property Records

Monterey County property record for 23645 Determine Ln, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,466 sqft · built 2006
Lot Size2.86 acres (125,017 sqft)
OwnerCompany Name on Record
Last Sale$630,000 (Dec 2001)
Tax Bill$21,734 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN173-101-034-000

Property Details

APN / Parcel Number

Primary APN173-101-034-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories1 Story
Building Area3,466 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Construction TypeWood
Foundation TypeConcrete
Lot Area125,017 sqft (2.86 acres)
Garage TypeDetached
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Location & Zoning

Street Address23645 DETERMINE LN
CityMONTEREY
StateCA
Zip93940-6514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAGUNA SECA RANCH ESTATES NO 2 TRACT NO 893 LOT 34 2.871 AC
Legal SubdivisionLAGUNA SECA RANCH ESTATES NO 2
Legal Tract893
Legal Lot Number34 2
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1003
Census Tract13200

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23645 DETERMINE LN, MONTEREY, CA 93940-6514
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 1, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2001 · Amount on Record
Deed SaleDec 4, 2001 · Amount on Record
Prior SaleOct 28, 2020
Deed Document Number0000101911
Last Transfer DateDec 1, 2020
Transfer Doc0000070555
Record UpdatedJun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 28, 2020
Property Address23645 DETERMINE LN, MONTEREY, CA 93940-6514
Document Number0000061853
Map ReferenceVOL 14 PG 28
Instrument DateOct 22, 2020
Instrument2020061853
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address23645 DETERMINE LN, MONTEREY, CA 93940-6514

Mortgage

Document Number0000061854
DateOct 28, 2020
Instrument2020061854
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateDec 1, 2020
Property Address23645 DETERMINE LN, MONTEREY, CA 93940-6514
Document Number0000070555
Instrument DateOct 22, 2020
Instrument70555
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address23645 DETERMINE LN MONTEREY CA 939406514, MONTEREY, CA 93940-6514

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$21,734.00 (+8.08%) Homeowner's exemption$1,925,292 (+4.04%) Land $879,750 Building $1,045,542
2023$20,109.00 (-0.73%) Homeowner's exemption$1,850,533 Land $845,589 Building $1,004,944
2022$20,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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