23710 Determine Ln, Monterey, CA 93940 Property Records

Monterey County property record for 23710 Determine Ln, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,543 sqft · built 1988
Lot Size	1.4 acres (61,102 sqft)
Owner	Company Name on Record
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173-101-045-000`

Property Details

APN / Parcel Number

Primary APN	`173-101-045-000`
Alternative APN	`173-101-045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,543 sqft Living Area
1st Floor Area	2,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	61,102 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	173-101-045
Street Address	23710 DETERMINE LN
City	MONTEREY
State	CA
Zip	93940-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGUNA SECA RANCH ESTATES NO 2 TRACT NO 893 LOT 45 1.425 AC
Legal Subdivision	LAGUNA SECA RANCH ESTATES NO 2
Legal Tract	893
Legal Lot Number	45
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1003
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Jul 21, 2022	Intrafamily Transfer, Transfer · Line of Credit STAR ONE CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
May 25, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1995
Deed Sale	Jan 27, 1995
Prior Sale	Apr 12, 1994 · Amount on Record
Deed Document Number	19954467
Deed Book / Page	3195 / 294
Last Transfer Date	Jul 15, 2022
Transfer Doc	0000031708
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 22, 2022
Property Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515
Document Number	0000031708
Map Reference	VOL 14 PG 28
Instrument Date	Jul 15, 2022
Instrument	2022031708
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 21, 2022
Property Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515
Document Number	0000031689
Map Reference	VOL 14 PG 28
Instrument Date	Jul 15, 2022
Instrument	2022031689
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515

Mortgage

Document Number	0000031690
Date	Jul 21, 2022
Instrument	2022031690

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY SALI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515

Mortgage

Document Number	0000061431
Date	Sep 14, 2021
Instrument	2021061431

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 25, 2018
Property Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515
Document Number	0000023240
Instrument Date	May 16, 2018
Instrument	23240
Transaction Type	Transfer
Record Updated	Jun 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23710 DETERMINE LN MONTEREY CA 939406515, MONTEREY, CA 93940-6515

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	23710 DETERMINE LN, MONTEREY, CA 93940-6515
Document Number	0000034139
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23710 DETERMINE LN MONTEREY CA 939406515, MONTEREY, CA 93940-6515

Mortgage

Document Number	0000034139
Date	Jun 27, 2017
Instrument	34139

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,362 (+2%) Land $342,631 Building $419,731
2025	$8,402.00 (+8.11%) Homeowner's exemption	$747,414 (+4.04%) Land $335,913 Building $411,501
2023	$7,772.00 (-0.72%) Homeowner's exemption	$718,393 Land $322,870 Building $395,523
2022	$7,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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