Monterey County property record for 23650 Determine Ln, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,056 sqft · built 1989 |
| Lot Size | 2.14 acres (93,580 sqft) |
| Owner | Company Name on Record |
| Last Sale | $708,000 (Feb 1999) |
| Tax Bill | $12,505 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-101-048-000 |
| Primary APN | 173-101-048-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,056 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 93,580 sqft |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 173-101-048 |
|---|---|
| Street Address | 23650 DETERMINE LN |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAGUNA SECA RANCH ESTATES NO 2 TRACT NO 893 LOT 48 2.187 AC |
| Legal Subdivision | LAGUNA SECA RANCH ESTATES NO 2 |
| Legal Tract | 893 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13200 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23650 DETERMINE LN, MONTEREY, CA 93940-6513 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 1999 · Amount on Record |
| Deed Sale | Feb 26, 1999 · Amount on Record |
| Deed Document Number | 199915634 |
| Last Transfer Date | Dec 19, 2014 |
| Transfer Doc | 0000064929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 23650 DETERMINE LN, MONTEREY, CA 93940-6513 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 23650 DETERMINE LN, MONTEREY, CA 93940-6513 |
| Document Number | 0000032452 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021032452 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Washington Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,132,124 (+2%) Land $399,757 Building $732,367 | |
| 2025 | $12,505.00 (+8.09%) Homeowner's exemption | $1,109,926 (+4.04%) Land $391,919 Building $718,007 |
| 2023 | $11,569.00 (-0.73%) Homeowner's exemption | $1,066,828 Land $376,701 Building $690,127 |
| 2022 | $11,654.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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