23587 Gunnell Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23587 Gunnell Dr, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,712 sqft · built 2004
Lot Size0.293 acres (12,750 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Oct 2017)
Tax Bill$5,251 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-070328

Property Details

APN / Parcel Number

Primary APN03-070328
Alternative APN
  • 070328

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,712 sqft Total Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,750 sqft (0.293 acres)
Garage TypeMixed
Garage Area200 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number070328
Street Address23587 GUNNELL DR
CityLEONARDTOWN
StateMD
Zip20650-3781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 84 PHASE 4 VILLAGES AT LEONARDTOWN
Legal SubdivisionVILLAGES LEONARDTOWNPH 04-6
Legal Phase4
Legal Lot Number84
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2012
Census Tract875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23587 GUNNELL DR, LEONARDTOWN, MD 20650-3781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 11, 2017Grant Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2017 · Amount on Record
Deed SaleOct 11, 2017 · Amount on Record
Prior SaleDec 9, 2004
Deed Document Number20174742-132
Deed Book / Page4742 / 132
Transfer Doc0024150070
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23587 GUNNELL DR, LEONARDTOWN, MD 20650-3781
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060440014
DateJan 19, 2022
Book Page6044/14
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST MARY'S MD
Recording DateOct 11, 2017
Property Address23587 GUNNELL DR, LEONARDTOWN, MD 20650-3781
Document Number0047420132
Book / Page004742 / 000132
Instrument DateSep 15, 2017
Transaction TypeTransfer
Record UpdatedDec 4, 2017
Title CompanyFOOTE TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23587 GUNNELL DR LEONARDTOWN MD 206503781, LEONARDTOWN, MD 20650-3781

Mortgage

Document Number47420139
DateOct 11, 2017
Book Page004742/000139
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 10, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$502,567 (+4.46%)$545,500 (+13.39%) Land $107,600 Building $437,900
2025$5,251.00 (+17.58%)$481,100 (+12.03%) Land $107,600 Building $373,500$481,100 (-) Land $107,600 Building $373,500
2023$4,466.00$429,433$481,100 Land $107,600 Building $373,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES AT LEONARDTOWN
serves 239 people · EPA ID MD0180052
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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