St. Mary's County property record for 23583 Gunnell Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,676 sqft · built 2004 |
| Lot Size | 0.387 acres (16,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Aug 2019) |
| Tax Bill | $4,359 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-070336 |
| Primary APN | 03-070336 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,676 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,845 sqft (0.387 acres) |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 070336 |
|---|---|
| Street Address | 23583 GUNNELL DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 85 PHASE 4 VILLAGES AT LEONARDTOWN |
| Legal Subdivision | VILLAGES AT LEONARDTOWN |
| Legal Phase | 4 |
| Legal Lot Number | 85 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 875502 |
Source: St. Mary's County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23583 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 5, 2019 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2006 · Amount on Record |
| Deed Book / Page | 5131 / 236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23583 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0063770021 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 6377/21 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23583 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059170095 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5917/95 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jul 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 5, 2019 |
| Property Address | 23583 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0051310236 |
| Book / Page | 005131 / 000236 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | BAY COUNTY TITLE AND ESCROW LLC, BAY CNTY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23583 GUNNELL DR LEONARDTOWN MD 206503781, LEONARDTOWN, MD 20650-3781 |
| Document Number | 51310243 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 005131/000243 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 4, 2049 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,900 (+16.51%) | $505,300 (+13.25%) Land $110,100 Building $395,200 | |
| 2025 | $4,359.00 (+12.03%) Homeowner's exemption | ||
| 2023 | $3,891.00 Homeowner's exemption | $399,867 | $446,200 Land $110,100 Building $336,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES AT LEONARDTOWN serves 239 people · EPA ID MD0180052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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