St. Mary's County property record for 23595 Gunnell Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,700 sqft · built 2005 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Mar 2017) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-070476 |
| Primary APN | 03-070476 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Total Area |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,750 sqft (0.293 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 316 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 070476 |
|---|---|
| Street Address | 23595 GUNNELL DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 82 PHASE 5 VILLAGES AT LEONARDTOWN |
| Legal Subdivision | VILLAGES LEONARDTOWNPH 04-6 |
| Legal Phase | 5 |
| Legal Lot Number | 82 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 875502 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23595 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 20, 2017 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2017 · Amount on Record |
| Deed Sale | Mar 20, 2017 · Amount on Record |
| Prior Sale | May 4, 2005 · Amount on Record |
| Deed Document Number | 20174608-129 |
| Deed Book / Page | 4608 / 129 |
| Last Transfer Date | Oct 9, 2020 |
| Transfer Doc | 0055170161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Oct 28, 2020 |
| Property Address | 23595 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0055170161 |
| Book / Page | 005517 / 000161 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23595 GUNNELL DR LEONARDTOWN MD 206503781, LEONARDTOWN, MD 20650-3781 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23595 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0052770338 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23595 GUNNELL DR LEONARDTOWN MD 206503781, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0052770338 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 005277/000338 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 20, 2017 |
| Property Address | 23595 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0046080129 |
| Book / Page | 4608 / 129 |
| Map Reference | MB55 PL44 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 4608-129 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | BRENNAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 4608139 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 4608-139 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,767 (+4.52%) | $536,500 (+13.57%) Land $107,600 Building $428,900 | |
| 2025 | $4,646.00 (+12.06%) Homeowner's exemption | $472,400 (+11.93%) Land $107,600 Building $364,800 | $472,400 (-) Land $107,600 Building $364,800 |
| 2023 | $4,146.00 Homeowner's exemption | $422,067 | $472,400 Land $107,600 Building $364,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES AT LEONARDTOWN serves 239 people · EPA ID MD0180052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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