23584 Gunnell Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23584 Gunnell Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,761 sqft · built 2005
Lot Size	0.384 acres (16,740 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Mar 2021)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-070247`

Property Details

APN / Parcel Number

Primary APN	`03-070247`
Alternative APN	`070247`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,761 sqft Total Area
Basement Area	1,174 sqft
Finished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,740 sqft (0.384 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	070247
Street Address	23584 GUNNELL DR
City	LEONARDTOWN
State	MD
Zip	20650-3780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 13 PHASE 4 VILLAGES AT LEONARDTOWN
Legal Subdivision	VILLAGES AT LEONARDTOWN
Legal Phase	4
Legal Lot Number	13
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	2
Census Block	2011
Census Tract	875502

Owner

23584 Gunnell Dr is owned and occupied by two individuals who bought it in March 2021.

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23584 GUNNELL DR, LEONARDTOWN, MD 20650-3780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Book / Page	5678 / 363
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0043170220
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 8, 2021
Property Address	23584 GUNNELL DR, LEONARDTOWN, MD 20650-3780
Document Number	0056780363
Book / Page	5678 / 363
Map Reference	LB 55 FO 44
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	PARK PLACE TITLE LLC, PARK PLACE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,298.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23584 GUNNELL DR, LEONARDTOWN, MD 20650-3780

Mortgage

Document Number	5678369
Date	Mar 8, 2021
Instrument	5678/369

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23584 Gunnell Dr was $5,266.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,333 (+4.52%)	$548,000 (+13.58%) Land $110,000 Building $438,000
2025	$5,266.00	$482,500 Land $110,000 Building $372,500	$482,500 Land $110,000 Building $372,500
2023	$4,483.00	$431,100	$482,500 Land $110,000 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23584 Gunnell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23584 Gunnell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES AT LEONARDTOWN serves 239 people · EPA ID MD0180052
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20