23580 Gunnell Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23580 Gunnell Dr, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,940 sqft · built 2004
Lot Size0.368 acres (16,043 sqft)
Owner2 Trust Names on Record
Last Sale$398,110 (Nov 2004)
Tax Bill$4,504 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-070239

Property Details

APN / Parcel Number

Primary APN03-070239
Alternative APN
  • 070239

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,940 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,043 sqft (0.368 acres)
Garage TypeBuilt-in
Garage Area200 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number070239
Street Address23580 GUNNELL DR
CityLEONARDTOWN
StateMD
Zip20650-3780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 12 PHASE 4 VILLAGES AT LEONARDTOWN
Legal SubdivisionVILLAGES AT LEONARDTOWN
Legal Phase4
Legal Lot Number12
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2011
Census Tract875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address23580 GUNNELL DR, LEONARDTOWN, MD 20650-3780
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2004 · Amount on Record
Deed SaleNov 16, 2004 · Amount on Record
Deed Document Number20041630
Deed Book / Page2400 / 332
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23580 GUNNELL DR, LEONARDTOWN, MD 20650-3780
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address23580 GUNNELL DR, LEONARDTOWN, MD 20650-3780

Mortgage

Document Number0060560032
DateJan 27, 2022
Book Page6056/32
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488,133 (+19.9%)$528,400 (+12.91%) Land $109,600 Building $418,800
2025$4,504.00 (+12.4%) Homeowner's exemption
2023$4,007.00 Homeowner's exemption$407,133$468,000 Land $109,600 Building $358,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES AT LEONARDTOWN
serves 239 people · EPA ID MD0180052
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Gunnell Dr

Nearby Streets

Search Property Records by Address or Parcel Number