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23571 Gunnell Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23571 Gunnell Dr, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,652 sqft · built 2005
Lot Size0.306 acres (13,328 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Sep 2024)
Tax Bill$4,658 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-070166

Property Details

APN / Parcel Number

Primary APN03-070166
Alternative APN
  • 070166

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,652 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,328 sqft (0.306 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number070166
Street Address23571 GUNNELL DR
CityLEONARDTOWN
StateMD
Zip20650-3781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 5 PHASE 4 VILLAGES AT LEONARDTOWN
Legal SubdivisionVILLAGES LEONARDTOWN
Legal Phase4
Legal Lot Number5
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2011
Census Tract875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address23571 GUNNELL DR, LEONARDTOWN, MD 20650-3781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2017Deed of Trust, Mortgage
FAIRFAX COUNTY FCU
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleJul 13, 2016 · Amount on Record
Deed Book / Page6573 / 292
Prior Transfer DateFeb 1, 2016
Prior Transfer Doc0043550290
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23571 GUNNELL DR, LEONARDTOWN, MD 20650-3781
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047840218
DateDec 14, 2017
Book Page4784/218
Instrument4784-218
Lender
NameFAIRFAX COUNTY FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
AmountAmount Recorded
Term240 Months
DueDec 1, 2037

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address23571 GUNNELL DR, LEONARDTOWN, MD 20650-3781
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyDULANEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address23571 GUNNELL DR, LEONARDTOWN, MD 20650-3781

Mortgage

Document Number0058130287
DateJun 14, 2021
Book Page5813/287
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,867 (+19.63%)$519,200 (+21.96%) Land $107,900 Building $411,300
2025$4,658.00 (+22.48%) Homeowner's exemption
2023$3,803.00 Homeowner's exemption$381,900$425,700 Land $107,900 Building $317,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES AT LEONARDTOWN
serves 239 people · EPA ID MD0180052
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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