23564 Gunnell Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23564 Gunnell Dr, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,620 sqft · built 2003
Lot Size0.651 acres (28,372 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (May 2024)
Tax Bill$4,959 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-070190

Property Details

APN / Parcel Number

Primary APN03-070190
Alternative APN
  • 070190

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,620 sqft Total Area
Basement Area1,026 sqft
Finished Basement1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area28,372 sqft (0.651 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number070190
Street Address23564 GUNNELL DR
CityLEONARDTOWN
StateMD
Zip20650-3780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 8 PHASE 4 VILLAGES AT LEONARDTOWN
Legal SubdivisionVILLAGES AT LEONARDTOWN
Legal Phase4
Legal Lot Number8
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2011
Census Tract875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jun 30, 2021Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 12, 2017Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2024 · Amount on Record
Deed SaleMay 1, 2024 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Book / Page6503 / 356
Record UpdatedOct 29, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateMay 1, 2024
Property Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780
Document Number0065030356
Book / Page6503 / 356
Map ReferenceLB 55 FO 44
Instrument DateApr 26, 2024
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyNOT AVAILABLE, RIVERBRIDGE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780

Mortgage

Document Number0006503364
DateMay 1, 2024
Instrument6503/364
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateJun 30, 2021
Property Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780
Document Number0058320151
Book / Page5832 / 151
Map ReferenceMB 55 PG 44
Instrument DateJun 18, 2021
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,512.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780

Mortgage

Document Number5832159
DateJun 30, 2021
Instrument5832/159
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateSep 12, 2017
Property Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780
Document Number0047220294
Book / Page4722 / 294
Map ReferenceMB55 PG44
Instrument DateAug 23, 2017
Instrument4722-294
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23564 GUNNELL DR, LEONARDTOWN, MD 20650-3780

Mortgage

Document Number4722302
DateSep 12, 2017
Instrument4722-302
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,667 (+16.88%)$530,200 (+14.42%) Land $114,700 Building $415,500
2025$4,959.00 (+17.65%) Homeowner's exemption
2023$4,215.00 Homeowner's exemption$415,533$463,400 Land $114,700 Building $348,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES AT LEONARDTOWN
serves 239 people · EPA ID MD0180052
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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