St. Mary's County property record for 23567 Gunnell Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,696 sqft · built 2003 |
| Lot Size | 0.375 acres (16,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Feb 2020) |
| Tax Bill | $4,448 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-070174 |
| Primary APN | 03-070174 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,356 sqft (0.375 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 070174 |
|---|---|
| Street Address | 23567 GUNNELL DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 6 PHASE 4 VILLAGES AT LEONARDTOWN |
| Legal Subdivision | VILLAGES OF LEONARDTOWN |
| Legal Phase | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 875502 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23567 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit CEDAR POINT FEDERAL CREDIT UNION |
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS |
| Feb 4, 2020 | Deed, Transfer · VA Mortgage CEDAR POINT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on Record |
| Deed Sale | Feb 4, 2020 · Amount on Record |
| Prior Sale | Jan 9, 2004 · Amount on Record |
| Deed Book / Page | 5263 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 5, 2026 |
| Property Address | 23567 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 6895000437 |
| Book / Page | 6895 / 437 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUE COAST TITLE, BLUE CRAB TITLE |
| Name | Verified Name |
|---|---|
| Address | 23567 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 6895000437, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 6895/437 |
| Name | CEDAR POINT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 23567 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0035990230 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23567 GUNNELL DR LEONARDTOWN MD 206503781, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0035990230 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 003599/000230 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 4, 2020 |
| Property Address | 23567 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 0052630416 |
| Book / Page | 5263 / 416 |
| Map Reference | MB EWA 54 FO 44 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23567 GUNNELL DR, LEONARDTOWN, MD 20650-3781 |
| Document Number | 5263423 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 5263/423 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,533 (+4.42%) | $506,000 (+13.25%) Land $109,800 Building $396,200 | |
| 2025 | $4,448.00 (+12.15%) Homeowner's exemption | $446,800 (+12.79%) Land $109,800 Building $337,000 | $446,800 (-) Land $109,800 Building $337,000 |
| 2023 | $3,966.00 Homeowner's exemption | $396,133 | $446,800 Land $109,800 Building $337,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES AT LEONARDTOWN serves 239 people · EPA ID MD0180052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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