2357 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2357 Beach St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 1991
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Jun 2021)
Tax Bill$7,961 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Feb 2020 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN062-099-024

Property Details

APN / Parcel Number

Primary APN062-099-024

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
1st Floor Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2357 BEACH ST
CityOCEANO
StateCA
Zip93445-8912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO MAP 2 BL 23 LTS 29 & 30
Legal SubdivisionOCEANO MAP 02
Legal Block23
Legal Lot Number29,30
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2023
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2357 BEACH ST, OCEANO, CA 93445-8912
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Grant Deed, Transfer · Seller Carry-Back
THE ROSA LIVING TRUST
Feb 21, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 19, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Dec 19, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 19, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Apr 20, 2017Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleFeb 21, 2020 · Amount on Record
Deed Document Number202146363
Prior Transfer DateNov 2, 2017
Prior Transfer Doc0000058015
Record UpdatedOct 29, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 30, 2021
Property Address2357 BEACH ST, OCEANO, CA 93445-8912
Document Number0000046363
Map ReferenceMB A PG 148
Instrument DateJun 4, 2021
Instrument2021046363
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2357 BEACH ST, OCEANO, CA 93445-8912

Mortgage

Document Number0000046364
DateJun 30, 2021
Instrument2021046364
Lender
NameTHE ROSA LIVING TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 21, 2020
Property Address2357 BEACH ST, OCEANO, CA 93445-8912
Document Number0000008650
Instrument DateJan 31, 2020
Instrument8650
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$688.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1475 NEWPORT AVE SAN JOSE CA 951253330, SAN JOSE, CA 95125-3330

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 19, 2017
Property Address2357 BEACH ST, OCEANO, CA 93445-8912
Document Number0000058017
Instrument DateNov 28, 2017
Instrument58017
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2357 BEACH ST OCEANO CA 934458912, OCEANO, CA 93445-8912

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 19, 2017
Property Address2357 BEACH ST, OCEANO, CA 93445-8912
Document Number0000058016
Map ReferenceMB A PG148
Instrument DateNov 21, 2017
Instrument2017058016
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2357 BEACH ST, OCEANO, CA 93445-8912

Mortgage

Document Number0000058018
DateDec 19, 2017
Instrument2017058018
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 19, 2017
Property Address2357 BEACH ST, OCEANO, CA 93445-8912
Document Number0000058015
Instrument DateNov 2, 2017
Instrument58015
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 LA COLIMA PISMO BEACH CA 934492843, PISMO BEACH, CA 93449-2843

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 20, 2017
Property Address2357 BEACH ST, OCEANO, CA 93445-8912
Document Number0000017288
Instrument DateApr 13, 2017
Instrument17288
Transaction TypeForeclosure
Record UpdatedMay 17, 2017

Transaction

AmountAmount Recorded
Tax$13.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 LA COLIMA PISMO BEACH CA 934492843, PISMO BEACH, CA 93449-2843

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$728,690 (+2%) Land $469,233 Building $259,457
2025$7,961.00 (+4.57%)$714,403 (+4.04%) Land $460,033 Building $254,370
2023$7,613.00 (+1.48%)$686,664 (+2%) Land $442,170 Building $244,494
2022$7,502.00$673,200 Land $433,500 Building $239,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on Beach St

Nearby Streets

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