2381 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2381 Beach St, Oceano, CA 93445 · Last verified October 2025

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,838 sqft Total Area
Lot Size10,500 sqft (0.241 acres)
Last Sale$403,000 (2014)
Tax Bill$5,936.00 (2025)

Property Details

APN / Parcel Number

Primary APN062-099-022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,838 sqft Total Area

Exterior

Year BuiltBuilt 1980
Construction TypeWood Construction
Lot Area10,500 sqft (0.241 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2381 BEACH ST
CityOCEANO
StateCA
Zip93445-8912
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionTN OCEANO BL 23 LTS 33 & 34
Legal SubdivisionOCEANO 02
Legal Block23
Legal Lot Number33,34 34
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2023
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-099-022

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address8760 TASSAJARA CREEK RD, SANTA MARGARITA, CA 93453-9737
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Intrafamily Transfer, Transfer
Apr 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMar 25, 2014 · Amount on Record
Deed SaleMar 25, 2014 · Amount on Record
Prior SaleFeb 16, 2021
Deed Doc Number0000011239
Last Transfer DateJul 05, 2023
Transfer Doc0000018816
Record RefreshedJun 07, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 05, 2023
Property Address2381 BEACH ST, OCEANO, CA 93445-8912
Document Number0000018816
Map ReferenceMB A PG 148
Instrument DateJun 23, 2023
Instrument2023018816
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8760 TASSAJARA CREEK RD, SANTA MARGAR, CA 93453-9737

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2381 BEACH ST, OCEANO, CA 93445-8912
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL AGENCY SOL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013472
DateApr 16, 2019
Instrument2019013472
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2381 BEACH ST, OCEANO, CA 93445-8912
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006819
DateFeb 11, 2020
Instrument2020006819
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 16, 2021
Property Address2381 BEACH ST, OCEANO, CA 93445-8912
Document Number0000011813
Map ReferenceMB A PG 148
Instrument DateFeb 05, 2021
Instrument2021011813
Transaction TypeTransfer
Record UpdatedMar 03, 2023
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2381 BEACH ST # A, A, OCEANO, CA 93445-8912

Mortgage

Document Number0000011814
DateFeb 16, 2021
Instrument2021011814
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,936.00 (+4.78%)$494,010 (+4.04%) Land $245,166 Building $248,844
2023$5,665.00 (+1.38%)$474,829 (+2%) Land $235,647 Building $239,182
2022$5,588.00$465,520 Land $231,027 Building $234,493

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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