2345 45th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2345 45th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,068 sqft · built 1875
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Sep 1996)
Tax Bill	$1,926 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25-010-3100`

Property Details

APN / Parcel Number

Primary APN	`25-010-3100`
Alternative APNs	`25-00010-3100` `1838`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,086 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	856 sqft
Driveway	Driveway

Exterior Amenities

Porch	Porch
Porch Area	347 sqft
Patio Area	405 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1838
Street Address	2345 45TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	W 1-2 OF N 1-2 OF SW 1-4. SUBJ TO EASEMENT DESC AS PARCEL 15 SHERB CTY ROW PLAT 76
Legal Range	30W
Legal Township	35N
Legal Section	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1022
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2345 45TH AVE SE, SAINT CLOUD, MN 56304-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 1996 · Amount on Record
Deed Sale	Sep 12, 1996 · Amount on Record
Deed Document Number	199639511
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,200 (+8.9%) Land $385,100 Building $163,100	$548,200 (+8.9%) Land $385,100 Building $163,100
2025	$1,926.00 (+21.13%)	$503,400 (+16.1%) Land $339,800 Building $163,600	$503,400 (+16.1%) Land $339,800 Building $163,600
2023	$1,590.00	$433,600 Land $272,500 Building $161,100
2021			$433,600 Land $272,500 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500