Sherburne County property record for 2550 45th Ave SE, Saint Cloud, MN 56304
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1987 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,900 (Apr 2005) |
| Tax Bill | $2,826 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-009-4407 |
| Primary APN | 25-009-4407 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Driveway | Driveway |
| Deck Area | 123 sqft |
| Wet Bar | Wet Bar |
| Heating Fuel | Gas |
|---|
| Street Address | 2550 45TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | N 20 ACRES OF S 40 ACRES OF S 1-2 OF SE 1-4. SUB TO R OF W OF CO RD 65. SUBJ TO EASEMENT DESC AS PARCEL 7 SHERB CTY ROW PLAT 76-TQ. |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 09 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30301 |
2550 45th Ave SE, a rural home, is owned and occupied by an individual who bought it in April 2005.
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2550 45TH AVE SE, SAINT CLOUD, MN 56304-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2005 · Amount on File |
| Deed Sale | Apr 27, 2005 · Amount on File |
| Prior Sale | Mar 11, 2004 · Amount on File |
| Deed Document Number | 200568436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2550 45TH AVE SE, SAINT CLOUD, MN 56304-9736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000893346 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 893346 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2550 45th Ave SE was $2,826.
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,826.00 | $323,900 Land $129,400 Building $194,500 | $323,900 Land $129,400 Building $194,500 |
| 2023 | $2,498.00 | $33,800 Land $33,800 | |
| 2021 | $33,800 Land $33,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2550 45th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2550 45th Ave SE is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
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