234 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 234 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage3,264 sqft Heated Area
Lot Size6,235 sqft (0.143 acres)
OccupancyOwner Occupied
Last Sale$297,430 (2017)
Tax Bill$3,073.00 (2025)

Owner

Source: Richland County records · APN 28902-17-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address234 THACHER LOOP, ELGIN, SC 29045-6405
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jul 24, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
AMERIS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleJun 20, 2014 · Amount on Record
Deed Doc Number201754637
Deed Book / Page2230 / 440
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address234 THACHER LOOP, ELGIN, SC 29045-6405
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number0027930856
DateNov 03, 2022
Book Page2793/856
Instrument2022061307
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address234 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2559/2581
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address234 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2559/2581
DateDec 07, 2020
Book Page002559/002581
Instrument67704
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 06, 2035

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJul 24, 2017
Property Address234 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2230/0440
Book / Page002230 / 000440
Instrument DateJun 14, 2017
Instrument54637
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 09, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address234 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2230/0444
DateJul 24, 2017
Book Page002230/000444
Instrument54638
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,073.00 (+17.56%)$412,470 (+35.77%)
2023$2,614.00 (-5.29%)$12,152 (+0.02%)$303,800 (-)
2021$2,760.00$12,150$303,800 Land $40,000 Building $263,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 6% of South Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28902-17-03
Alternative APNs
  • R28902-17-03
  • 02087725

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,264 sqft Heated Area
Gross Area3,924 sqft Gross Area
1st Floor1,364 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,235 sqft (0.143 acres)
Parking Spaces2 Parking Spaces
Garage Area440 sqft Garage
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02087725
Street Address234 THACHER LOOP
CityELGIN
StateSC
Zip29045-6405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 102 49.9X114.7X57.4X121.9 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number49,102
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2033
Census Tract11407

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