226 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 226 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	2,568 sqft Heated Area
Lot Size	7,723 sqft (0.177 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2022)
Tax Bill	$3,285.00 (2025)

Owner

Source: Richland County records · APN 28902-17-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	226 THACHER LOOP, ELGIN, SC 29045-6405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2022 · Amount on Record
Deed Sale	Feb 02, 2022 · Amount on Record
Prior Sale	Feb 16, 2016 · Amount on Record
Deed Doc Number	20226424
Deed Book / Page	2712 / 2788
Record Refreshed	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 02, 2022
Property Address	226 THACHER LOOP, ELGIN, SC 29045-6405
Document Number	0027122788
Book / Page	2712 / 2788
Map Reference	MB 1949 PG 1769
Instrument Date	Jan 31, 2022
Instrument	2022006424
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	226 THACHER LOOP, ELGIN, SC 29045-6405
Investor	Possibly a Property Investor

Mortgage

Document Number	2022006425
Date	Feb 02, 2022
Instrument	2022006425

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+17.45%)	$373,800 (+2,933.11%)	$399,000 (+29.5%) Land $50,000 Building $349,000
2023	$2,797.00 (-0.07%)	$12,324 (+0.03%)	$308,100 (-0.84%)
2021	$2,799.00	$12,320	$310,700 Land $40,000 Building $270,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28902-17-05`
Alternative APNs	`R28902-17-05` `02087743`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	2,568 sqft Heated Area
Gross Area	3,258 sqft Gross Area
1st Floor	1,196 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,723 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage
Porch Area	250 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02087743
Street Address	226 THACHER LOOP
City	ELGIN
State	SC
Zip	29045-6405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 100 54X129.2X62.7X136.8 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB2712-2787 RB1949-1769
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	54,100
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2033
Census Tract	11407