Richland County property record for 225 Thacher Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,281 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $299,000 (2017) |
| Tax Bill | $3,083.00 (2025) |
Source: Richland County records · APN 28902-15-15
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 THACHER LOOP, ELGIN, SC 29045-6405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jun 02, 2023 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jan 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUILD MTG |
| Oct 19, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on Record |
| Deed Sale | Oct 19, 2017 · Amount on Record |
| Prior Sale | May 19, 2015 · Amount on Record |
| Deed Doc Number | 201778496 |
| Deed Book / Page | 2252 / 2462 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 225 THACHER LOOP, ELGIN, SC 29045-6405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026662899 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 2666/2899 |
| Instrument | 2021062577 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 225 THACHER LOOP, ELGIN, SC 29045-6405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028400343 |
|---|---|
| Date | Jun 02, 2023 |
| Book Page | 2840/343 |
| Instrument | 2023022913 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 225 THACHER LOOP, ELGIN, SC 29045-6405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028530114 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 2853/114 |
| Instrument | 2023031500 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 225 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 2465/3101 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 225 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405 |
| Document Number | 2465/3101 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 002465/003101 |
| Instrument | 5332 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 19, 2017 |
| Property Address | 225 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 2252/2462 |
| Book / Page | 002252 / 002462 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 78496 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 225 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405 |
| Document Number | 2252/2465 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 002252/002465 |
| Instrument | 78497 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,083.00 (+17.45%) | $350,800 (+2,775.41%) | $464,400 (+52.26%) Land $50,000 Building $414,400 |
| 2023 | $2,625.00 (-5.3%) | $12,200 (-) | $305,000 (-) |
| 2021 | $2,772.00 | $12,200 | $305,000 Land $40,000 Building $265,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28902-15-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,281 sqft Heated Area |
| Gross Area | 3,844 sqft Gross Area |
| 1st Floor | 2,184 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 403 sqft Garage |
| Porch Area | 160 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02087994 |
|---|---|
| Street Address | 225 THACHER LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-6405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 75 60.1X221.4X94.5X197.9 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769 2091-355 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 60,75 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
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