230 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 230 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,878 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$336,000 (2021)
Tax Bill$3,398.00 (2025)

Owner

Source: Richland County records · APN 28902-17-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address230 THACHER LOOP, ELGIN, SC 29045-6405
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
May 19, 2020Grant Deed, Transfer · Conventional Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleMay 19, 2020 · Amount on Record
Deed Doc Number202142799
Deed Book / Page2636 / 3716
Record RefreshedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateJul 01, 2021
Property Address230 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0026363716
Book / Page2636 / 3716
Map ReferenceMB 2091 PG 355
Instrument DateJun 18, 2021
Instrument2021042799
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,243.20
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number2021042800
DateJul 01, 2021
Instrument2021042800
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateMay 19, 2020
Property Address230 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2489/0090
Book / Page002489 / 000090
Instrument DateApr 24, 2020
Instrument21530
Transaction TypeTransfer
Record UpdatedJul 02, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,032.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address230 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2489/0093
DateMay 19, 2020
Book Page002489/000093
Instrument21531
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,398.00 (+17.5%)$386,400 (+2,775%)$427,900 (+27.35%) Land $50,000 Building $377,900
2023$2,892.00 (+14.04%)$13,440 (+20.43%)$336,000 (+20.43%)
2021$2,536.00$11,160$279,000 Land $40,000 Building $239,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 6% of South Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28902-17-04
Alternative APNs
  • R28902-17-04
  • 02087734

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,878 sqft Heated Area
Gross Area3,527 sqft Gross Area
1st Floor1,217 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage Area451 sqft Garage
Porch Area198 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02087734
Street Address230 THACHER LOOP
CityELGIN
StateSC
Zip29045-6405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 101 50.6X121.9X58.5X129.1 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB2091-355 RB1949-1769
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number50,101
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2033
Census Tract11407

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