Richland County property record for 238 Thacher Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,390 sqft Heated Area |
| Lot Size | 5,791 sqft (0.132 acres) |
| Garage | 451 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,572.00 (2025) |
Source: Richland County records · APN 28902-17-02
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 THACHER LOOP, ELGIN, SC 29045-6405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GROW FIN'L FCU |
| Apr 12, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE NTWK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 238 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 2500/1350 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 238 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405 |
| Document Number | 2500/1350 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 002500/001350 |
| Instrument | 29079 |
| Name | GROW FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 12, 2017 |
| Property Address | 238 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 2201/2949 |
| Book / Page | 002201 / 002949 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 25394 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $921.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405 |
| Document Number | 2201/2953 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 002201/002953 |
| Instrument | 25395 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (+17.55%) | $292,400 (+2,774.56%) | $380,300 (+49.55%) Land $50,000 Building $330,300 |
| 2023 | $2,188.00 (-5.28%) | $10,172 (+0.02%) | $254,300 (-) |
| 2021 | $2,310.00 | $10,170 | $254,300 Land $40,000 Building $214,300 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28902-17-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,390 sqft Heated Area |
| Gross Area | 3,054 sqft Gross Area |
| 1st Floor | 1,201 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,791 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 451 sqft Garage |
| Porch Area | 213 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02087716 |
|---|---|
| Street Address | 238 THACHER LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-6405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 103 50.2X107.4X58.3X114.7 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 50,103 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 11407 |
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